The Financial Crisis Of 2007-08 - 1894 Words

The definitive event of the early twenty-first century was The Financial Crisis of 2007-08. Since that event, scholars have tried to identify what the causes and the effects of the crisis. The causes and effects of the collapse are varied and many scholars show a consensus about what these causes and effects are. Scholars who researched The Financial Crisis of 2007-08 agree that bank deregulation starting in the early 1970’s a major contributor. The deregulation allowed for banks to increase in size by absorbing subsidiaries and allowed for banks to take more risks. Matthew Sherman dictates, â€Å"Many argued that consolidation in banking was an inevitable evolution and championed it as financial ‘modernization,’ but the changes posed†¦show more content†¦K. Sabeel Rahman contends â€Å"As a substantive policy, the Glass-Steagall Act’s separation of commercial and investment banking was seen as crucial to preventing abuse by financial firms in se lling securities†. (Rahman 627). The idea behind stopping commercial and investment bank mergers was to avoid conflicts of interests that could cause harm to the consumer and potentially wreak the financial system. Rahman continues, â€Å"Thus the primary arguments in favor of Glass-Steagall revolved around the need to curb conflicts of interest† (Rahman 629). Glass-Steagall was successful as it stopped banks from taking depositor money and using that money to buy securities and other financial instruments and then turning around and marketing those assets to consumers as well as their own depositors. Other scholars, like Janice McClendon, point out that investment banks would create securities that were based of other basic assets that originated at the commercial bank. Two such securities that were core to the crisis were mortgage-backed securities (MBSs) and collateralized debt obligations (CDOs). Janice McClendon contends, â€Å"The underpinnings of the global financial crisis can be traced back to the development of primary and secondary residential housing mortgage markets and the securitization of these mortgages into investment-grade mortgage-backed securities (‘MBS’ or ‘MBSs’)† (McClendon

Effects Of Autism On Children With Autism Spectrum Diseases

Autism Spectrum disorder is described as a disorder that will disable people for communication and social interaction. They will have repetitive behaviors and also will have difficultly learning, reacting to things or paying attention. If there is an early intervention of this disorder treatment can be manageable. Scientist believe that genetic is the major cause of autism and there is a high chance of children to get autism if their sibling is already suffering from autism. Autism was discovered around 60 years ago and since then it is considered as fascinating, puzzling and massively researched disorder. Several therapies and treatment that can be done to reduce the effect of ASD, but there is no cure. Adams, N. , Jarrold, C. (2012), researched on how resistance to distract or inhibition can reveal impairments in children with Autism spectrum Diseases ASDs. They came in the conclusion that that autism is specific deficit, which can even increase perceptual capacity in autism. The history of autism is not that old, but it is affecting many children life. According to the research done by Goin-Kochel, R. , Abbacchi, A. , Constantino, J. , Consortium, A. (2007) did interesting research on different phenotypes of autism. They did the study using two distinct samples of male and female. The result from the sample proves that there is four times high prevalence of ASD on male than in female. ASD can be manageable if early intervention about this disorder is done. ASD isShow MoreRelatedAnalysis of Pervasive Developmental Disorders1076 Words   |  5 Pagesto their parents. Children with the autism struggle to communicate and interact their entire lives. Autism, an autism spectrum disorder (ASD) is a complex development disability which presents itself during the first three years of a person’s life. ASD is a category that includes 5 different disorders: autistic disorder, pervasive development disorder, Retts Syndrome, child disintegrative disorder, and Asperger syndrome (Centers for Disease Control and Prevention; NINDS). Autism is caused by a neurologicalRead MoreThe Outbreak Of The Measles1659 Words   |  7 Pages An outbreak of the measles in the United States has sparked controversy in the autism world today. Contrary to previous theories, the measles vaccination is not a leading component to the cause of this disease. One in sixty-eight children in the Uni ted States are entering this world with Autistic Spectrum Disorder today, a thirty percent increase from the one in eighty eight percent two years ago. This disease is unquestionably one of the worst and most confusing disabilities out there. So, despiteRead MoreAutism Spectrum Disorder And Autism Essay1474 Words   |  6 Pagesamount of research done on abnormal diseases to understand the causes, functions, and effects or the diseases. One of the most widely known abnormal disorders is Autism Spectrum Disorder. Autism is a complicated disorder because it represents a wide range of developmental disorders categorized by criteria such as: impaired social interactions, verbal and nonverbal communication breakdowns, and repetitive behaviors. Since Autism Spectrum Disorder is on a spectrum, as the name suggests, there are individualsRead MoreEpigenetics And Autistic Spectrum Disorder1078 Words   |  5 Pages Epigenetics and Autistic Spectrum Disorder Jowan Jones Old Dominion University â€Æ' Abstract This paper plans to focus on autism spectrum disorder and how epigenetics contributes to the development of the disease. ASD is comorbid with other neurodevelopmental diseases including Rett Syndrome, Fragile X, Prader-Willi, and Angelman. These diseases have frequent, identifiable symptoms such as coloboma of the eye, heart defects, atresia of the nasal choanae, retardation of growth and or developmentRead MoreVaccines And Its Effect On Health Care1163 Words   |  5 Pages This ground- breaking discovery has a tremendous effect on health care by putting an end to diseases that might otherwise be untreatable. Diseases such as typhoid, whooping cough, and polio which threaten many countries worldwide are now preventable after the discovery of the vaccine. Although the development of vaccines has led to the prevention of deadly illnesses, there has been may controversy based on whether these vaccines has side effects that outweigh the benefits. More specifically, manyRead MoreAuti sm Spectrum Disorder ( Asd )1261 Words   |  6 PagesAutism spectrum disorder (ASD)  is a serious  disorder  which affects the child’s neurological and behavior functions and may cause different levels of disability. Autism is a regressive neurodevelopment disorder that impacts social interactions, verbal and nonverbal, as well as negative behaviors. It is a disorder that is connected to abnormal biology and chemistry within the brain. Also, autism appears within the first three years of life. A child can seem developmentally normal and meeting all milestonesRead MoreAutism : A Type Of Autism913 Words   |  4 PagesOne in 100 children will be born with a type of Autism. This number has doubled since the mid-1990’s (Nature Education). Autism affects 1.5 million people (Howard). Autism develops within the first years of life and is four times more likely to be present in boys than in girls (Kinsey). Some researchers believe autism caused by failure to prune suf ficient nerve cells, or to get rid of damaged nerve cells in the proper manner (Howard). There is treatment for all types of autism and are available butRead MoreTherapies For Autistic Children.Individuals Take For Granted1678 Words   |  7 PagesTherapies for Autistic Children Individuals take for granted the luxury of embodying qualities such as communication, interaction, and social and motor skills. Although, individuals may determine the aforementioned skills are more difficult to obtain because of a disability. Autism or autism spectrum disorder is a developmental disorder that effects many children in the United States of America. Communication, interaction, and motor and social skills are usually effected in the autistic child. Read MoreWhat Can Cause Autism?1176 Words   |  5 PagesAutism has turned into a fairly common, but is a serious developmental disorder that decreases the ability to communicate and interact. This impairs social, verbal and nonverbal interaction, and also brain development. Although there are many myths to what can cause autism, there are very few known true causes or preventions. The most commonly known cause is a mutation in chromosomes. Males are four times more likely to develop autism due to females having a ‘ba ckup’ gene. Women hold two X chromosomesRead MoreVaccinations : A Science s Greatest Feats1400 Words   |  6 Pagesremain in your body, now prepared to protect the body if it comes in contact with the full blown disease. As of now, the only disease that has been eradicated is smallpox, thus saving 5 million lives annually (Immunize BC, 2012). The constant research and observation of vaccines and their consequent role in immunization have led to the suppression of occurrences of various diseases. Epidemics of diseases such as measles and whooping cough, that prevailed less than 100 years ago have decreased to rare

Exploring Market Research Cengage Learning -Myassignmenthelp.Com

Question: Discuss About The Exploring Market Research Cengage Learning? Answer: Introduction Asahi Soft Drinks co LTD sells Wonda coffee in cans. The customers are served with three kinds of wonda coffee- Wonda Morning Shot, Wonda Shot and Shot 69 and Wonda 100 nen Black. These coffees consist of refined quality coffee beans, which energizes the people. In order to enhance the brand image, the benefits and advantages of drinking this coffee needs to be mentioned clearly and boldly in the can while packaging (Asahigroup-holdings.com, 2018). The font color of the packaging needs to be in contrast with the body color of the packet. For accounting, green color can be selected for covering the body of the can and white can be the font color over the body. The warranty period of the coffee needs to be clearly mentioned in the can, so that the customers can be made aware of the expiry date. The line managers need to check the quality of the produced cans before sending the cans for packaging. This includes screening of the cans of ensure that refined quality coffee beans are used ( Asahigroup-holdings.com, 2018). Along with this, the presence of all the ingredients in the correct amount needs to be checked. One of the other innovations can be a fusion between Wonda Morning Shot and Wanda Extra Shot. This fusion would provide extra energy and refreshment to the people in the morning for undertaking challenging and enduring tasks. Price Asahi Soft Drinks Co Ltd is financially stable. Typical evidence of this lies in the annual reports. This financial stability has made the brand popular among the customers in Malaysia and across the world. The pricing strategy of the company is to increase the market share, so that the company achieves the opportunity of penetrating into the foreign markets. For this, the personnel need to focus on middle class customers. Apart from this, consideration of their daily income would help the personnel to make estimates regarding the purchasing power of the customers. Utilization of financial and modern software would help the personnel of Asahi Soft Drinks Co Ltd to prepare the budget automatically (Asahigroup-holdings.com, 2018). Example of this software can be MySmartMoney. Training needs to be provided to the staffs for effective and judicious utilization of the software for generating high revenue and achieving high profit margin. Distribution/Place Advertisement is one of the effective means to inform the customers about the newly launched products. However, the personnel of the Asahi Soft Drinks co Ltd need to be aware of the channels, which would produce effective results in terms of expanding the business. Opening outlets in the close proximity of the customers as retail, direct, distributors or intermediaries of the parent company would increase the popularity of Wonda coffee. Along with this, transportation needs to be strong and flexible for preventing the coffee cans from perishing (Asahigroup-holdings.com, 2018). Contracts can be developed between the distributors and the company personnel for delivering the orders at the right time. Promotion Uploading the images of Wonda coffees new can on official website and the social networking sites would help the company personnel to increase the trafficking of the audience towards the brand image. Along with this, distributing pamphlets along with the newspaper would act as a promotion for the new can. Launching the new can to the customers would make the personnel of Asahi Soft Drinks co Ltd aware of the customers reaction. This experiment would bring to the forefront additional charges for promotion if any. Therefore, the personnel need to include extra charges in the budget from beforehand, for averting emergencies (Asahigroup-holdings.com, 2018). For this, financial flexibility is of utmost importance. References Asahigroup-holdings.com (2018). About us. Retrieved 30th January 2018 from https://www.asahigroup-holdings.com/en/business/soft_drink/ Babin, B. J., Zikmund, W. G. (2015).Exploring marketing research. Cengage Learning. McDonald, M., Wilson, H. (2016).Marketing Plans: How to prepare them, how to profit from them. John Wiley Sons. Sinapuelas, I. C. S., Wang, H. M. D., Bohlmann, J. D. (2015). The interplay of innovation, brand, and management mix variables in line extensions.Journal of the Academy of Marketing Science,43(5), 558-573.

Multi-Narrative Essay Example

Multi-Narrative Essay How Collins portrays Victorian attitudes will also be examined in this essay. Not much Is revealed about MISS. Clack In any of the narratives apart from hers. Collins gives her a voice for a specific reason. Through her he can criticism the other characters without criticizing them directly and this gives more depth to the novel. In Footbridges first narrative we learn very little about Miss. Clack but his narrative introduces us to the character of Miss. Clack. As we know very little about her it creates a sense of suspense, as she becomes another part of the puzzle of who stole he Diamond. In her narrative we get an Insight to what Miss. Clack Is really like. She Is shown to have a curious nature, as she says, l waited for a minute or two, more than a minute or two. This is said when Miss. Clack is considering who had entered the house. Because of her curiosity and suspicion, the reader Is also curious and suspicious. What Miss. Clack discovered was Geodesys proposal to Rachel. If Collins had not set the style as a multi-narrative structure then this important piece of information would not have been revealed to us. No other character Is as curious as Goodbye than Clack, so she Is the only one who found out about his proposal. We will write a custom essay sample on Multi-Narrative specifically for you for only $16.38 $13.9/page Order now We will write a custom essay sample on Multi-Narrative specifically for you FOR ONLY $16.38 $13.9/page Hire Writer We will write a custom essay sample on Multi-Narrative specifically for you FOR ONLY $16.38 $13.9/page Hire Writer She also keeps enquiring throughout the narrative about the secret which Rachel and Mr.. Brief hold. This makes the reader suspicious as to what information is being withheld from Clack. We also find out more about Victorian attitudes due to the multi-narrative structure, as each character has their own views on events, and the reader can see how different classes treat the same events. MISS. Clack Is born of a higher class, and this Is shown by her arrogance and It can be seen that she Is also stuck In her class spite the poorer circumstances at the point when she is writing. She wants to be accepted by the upper classes and does not want to be downgraded. She moves to a little town and her excuse for this is for economys sake. People in Victorian times saw class as an important matter, and they would strive to be in the best circles they could possibly be in. This Is why Clack Justifies her move, as she does not want people to tank seen NAS move Tort toner reasons, sun as a lack AT money . Nils snows she is prepared to Justify and maybe change details to Justify events or actions. Clack is also very religious as she reinforces her statements with religious words. My sacred regard for truth is This suggests she is very religiously minded, as were most Victorians of that day and age, who thought there main aim should be getting to heaven. She is strictly religious, and her strictness is also portrayed in her narrative. She had a strict routine and liked to keep things ordered, and not vary them. In the same order, same place, even the same chair. This sho ws Clack has a very disciplined way of doing things, meaning her account is useful for giving us the right vents in the right order. Sergeant Cuffs narrative is set out in Just the way the reader would expect a detective to write. He gives his opinions and thoughts about the theft of the Diamond along with an explanation of why he believes what he believes what he believes. He backs up his explanation with evidence. He believed Goodbye was killed by being smothered with a pillow from his bed, as he was found with the pillow of the bed over his face. Although this seems trivial it is an underlying principle of his personality. He feels the need to explain every event that happened and not Just state what happened. This is what makes the reader believe Sergeant Cuff must be right as he explains his views, unlike some of the characters. Cuffs intellectualism is also shown in his narrative along with his Just views, which makes the reader inclined to trust his Judgment. Sergeant Cuffs narrative is important as it shows how Collins has made him very inquisitive. He says l shall endeavourer showing he is interested in finding out more. It is this inquisitiveness that sets off a widespread detective-fever amongst the other characters, victims and suspects alike. This fever spreads from Franklin Blake, to Gabriel Bettered, to Matthew Brief, to Mr.. Marguerite, to the three Indians and widens the net of suspicion, the opposite of what is trying to be achieved. Cuff makes many predictions as to what has happened, although not all of them have solid evidence. When writing about who committed the murder, he puts, There is here moral if not legal evidence that the murder was committed by the Indians. As it is not legal evidence, the reader is not totally sure if it was the Indians who committed the crime, and this brings a sense of suspense, as the crime may have been committed y someone other than the Indians. Here Collins is trying to show equality and there should not be a prejudice against the Indians. Just because they are different it doesnt make them inferior and have different morals, meaning they are prepared to steal. The sense of suspense is maintained throughout the novel due to the multi-narrative structure. Where one narrative ends and the sense of mystery seems to have settled down a new narrative begins and a new sense of mystery is brought about. Using character who hadnt played a role in the previous narrative, suspense is kept throughout the novel. A new perspective on the mystery is given in each narrative Ana Day ten time ten reader NAS Decode accustomed to one perspective, ten next perspective begins and constant suspense is achieved throughout the novel. Ezra Jennings narrative is set out differently from the rest as it is comprised of extracts from his Journal. This means that everything he writes in there he believes to be the truth. Because of the multi-narrative structure some of the narratives could have an altered version of the truth and might not give an accurate view of the occurring events, leading the reader astray. Jennings has an outsider role in the evolve as he is the doctors assistant and because he is associated with medicine he is not popular, as the Victorians were suspicious of the medical profession. Collins tries to show everybody should be accepted throughout the play and this is finalized with the outsider character being the one to solve the mystery. This is also shown as Roseanne, one of the maids, is an outsider but she plays a large role in the novel and Collins also tries to create sympathy for her. Jennings was the character who was mainly responsible for solving the mystery of the Diamond through scientific nature, which can be compared to forensic evidence. The Moonstone was the first novel to explore forensic science and it showed how at this point of the Victorian era, they were advancing in the new science of criminology. Collins purposely makes the detective expert (Sergeant Cuff fail in solving the mystery while the scientific man (Ezra Jennings) succeeds. This shows Collins could have been making the point that the Victorians were now starting to put more and more faith into science, although they still were suspicious about it. Bettered says Jennings has a medical enterprise. This proves that he is a scientific man and the other characters can see that. Jennings also accepts he is a scientific man, showing it is proud to be so in the eyes of the Victorians. He says Science sanctions my proposal, fanciful as it may seem. Jennings is the one who introduces the idea of the opium causing Franklin Blake to act to take the Diamond. He explains that Franklin was not in his right mind when he took it, and was in a state of sleep-walking. Because Flakes mind was on the Diamond when he went to sleep the opium made him concentrate on this when it took effect. However because people were suspicious at the time of medical practice Jennings did not voice his opinion straight away. Jennings is introduced as a mystery to us, and all we know is that he is Dry. Candys assistant. This creates suspense as he has been mentioned in the other narratives as well but the reader is still suspicious of him as they know little about him. Gradually Collins presents more of him, and the reader finds out Jennings is part English and part Indian. Jennings holds a mysterious place at the heart of both worlds, Just like he is at the heart of the novel. His experiment on Franklin Blake reveals the suspicion the English had against the three Indians should be returned upon them, as in the end it is one of their own, Goodbye Blithest, who played the major role in the crime. I believe using multiple voices had the desired effect that Collins wanted it to. It created suspense throughout the novel and a feeling that nothing was definitive and anything could change to alter the path of the novel. This technique especially works in a detective novel as details are crucial and if these details are mixed, which is done using multiple voices then a lot of suspense and uncertainness is caused.